Making good financial decisions is one thing.Making all of them work together is another.
Investments, taxes, retirement, business, insurance and estate decisions are usually made separately, years apart. My work is making sure they still work together — and saying plainly when they don't.
Tell me what’s going on · Read personally · No predetermined next step
How Wealth Coordination™ works
Eric Rodriguez, AFC®
Fiduciary Advisor · Cherry Hill, New Jersey
You've made financial decisions. Have they ever been looked at together?
Each one was reasonable on its own — made years apart, with different professionals. None of them have to be wrong for the overall plan to stop working together.
Nobody owns the line between them.
That is usually where things begin to drift.
One example
A trust is signed. The 401(k) beneficiary is never updated. Years later the account passes outside the plan everyone thought was in place.
Read: The Coordination Gap™Wealth Coordination™
What Eric actually does
Wealth Coordination™ looks at your financial decisions together — to see what works, what conflicts, and what needs attention.
- Investments
How money is invested
- Taxes
How taxes affect your money
- Retirement
Income & benefits
- Business
Ownership & what happens next
- Protection & Insurance
What could go wrong & what protects you
- Estate
Who owns what & who gets it later
Not every household needs every area. The goal isn't to replace good professionals — it's to make their work more useful together.
How Wealth Coordination™ worksWhere coordination matters most
Four situations where financial decisions often affect each other.
- Business Owners
The business is worth more every year. The household plan hasn't kept up.
- Athletes & Sports Professionals
Income arrives early and fast. The decisions have to last far longer.
- Healthcare Professionals
High income, long training, real liability — and little time to coordinate it.
- Military & Federal Professionals
Pension, TSP, benefits and moves — each decided in a different chapter.
Most of the families I work with fit none of these categories exactly. If your decisions have started overlapping, that is reason enough.
Estate planning
One part of the picture.
Estate planning should work with the rest of your financial life — not sit apart from it. What makes sense depends on your family, what you own, and what you need.
Sometimes nothing needs to change.
Good planning doesn't mean changing things just to change them.
AFC® · Fiduciary Advisor
Someone has to own the connections.
- Looks across the important financial decisions
- Identifies what connects — and what conflicts
- Determines what actually deserves attention
- Coordinates with the appropriate professionals
- Follows through where appropriate
- Says plainly when no change is warranted
Eric does not practice law or prepare tax returns. Attorneys, CPAs, insurance and benefits professionals keep doing their work — coordinated.
Fiduciary Advisor
Legally bound to act in your interest
Investment advisory services offered through Core Planning, a Registered Investment Adviser. Assets custodied at Altruist and Charles Schwab.
AFC®
Accredited Financial Counselor
Contracted Financial Counselor
Supporting military families. Eric also works as a contracted financial counselor through a Department of Defense financial readiness program. This is a separate private business, not affiliated with or endorsed by the Department of Defense, the U.S. Air Force, the Air National Guard, or the 177th Fighter Wing.
What the process produces
Written summary of your current setup
Map of how the pieces relate
Written next-step plan
Ownership list
Who does each piece
Verifiable background
Investment Adviser Representative
Registered through Core Planning, a Registered Investment Adviser
Look up on SEC Investment Adviser Public Disclosure →AFC®
Accredited Financial Counselor, certified through AFCPE®
AFCPE® certification standards →Contracted Financial Counselor supporting military families
Read the official unit announcement →
Common Questions
You don't need to know what kind of planning you need.
Start by telling Eric what's going on.
Tell me what’s going on · Read personally · No predetermined next step
If your question is specifically about estate documents, Check Your Estate Score™